Buy a car on leasing
You have decided to buy a car but lack the cash?
LEASING may be the right option for you.
Writing a draft lease agreement takes 10 minutes; the leasing company approval process typically takes 15-30 minutes.
Advantages of leasing:
lifts your money worries from you
no guarantor needed
you can get the car immediately
you save cash for other investment plans
you can determine your own instalment amount
the instalments are adjusted to your capacity and are invariable
throughout the agreement period
the instalment period can be set between 12 and 84 months
instalment insurance for the event of repayment inability due to illness or loss of job, meaning the insurance company will pay the instalments in full without enforcing them from the client afterwards
allows you to cut down your enterprise tax basis
A lease agreement can be made by citizens of the Czech Republic as well foreign nationals who are at least 18 years of age. The lowest possible advance payment can be 0% of the car price; 80% is the maximum. The advance payment amount depends on the age, make and price of the car, but the minimum financed amount has to be at least CZK 25,000.
a residence permit valid for at least one month after the leasing application, or proof of having done business in the Czech Republic for more than six months
a telephone land-line or a bill (invoice) for your mobile phone
a valid visa for non-EU citizens (for at least one month after the agreement date)
What else might you want to know about leasing?
A leasing contract may include optional car liability insurance and accident insurance with a discount of up to 50% (against theft, natural disaster and vandalism throughout Europe)
Although the insurance rates increase every year, the instalments are adjusted to your capacity and are invariable
The insurance premium is paid in monthly instalments